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Glossary

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Glossary

We've organized the most common financial terms and explained them in simple, friendly ways.

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Hard Credit Inquiry

A credit inquiry (or pull) that is performed when a personal formally applies for a financial product, like a loan or credit card, to assess the potential borrower's financial health. Hard pulls show up on an individual's credit report, and multiple inquiries in succession can result in a noticeable credit score drop.