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Your credit score is a three-digit number that is calculated according to your credit history, including the types of credit based accounts you own, how long you have been managing those accounts, and whether you make your payments on time.
Credit cards and line of credit accounts are similar revolving credit-based products. They both offer consumers access to necessary funds, whether for daily spending or a big, one-off purchase.
Did you know that credit is older than money itself? It’s true. Back in the Bronze Age, before even silver and gold became common currency, farmers would borrow seeds or livestock from merchants and pay them back with crops or meat from their harvest, including interest.