The process of transferring debt from one or multiple credit cards to another card, typically a brand new one, that offers more favorable interest and payment options to the user (e.g., a lower interest rate or a 0% APR introductory offer).

The time frame (typically monthly) associated with a statement balance on a financial product (e.g., credit card), in which an account holder is billed for payment with a corresponding due date.

A type of credit card reward that is earned on purchases through a multiplier system (i.e., 5x bonus points), which can be redeemed on certain card issuer loyalty programs (e.g., airline tickets, hotel reservations, gift cards).