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There are times in life where you might find yourself needing access to more cash than you currently have on-hand. Whether you’re planning a big home renovation project, encounter an unexpected expense, or just want to consolidate your existing debt balances, borrowing money could be a great way to accomplish your financial goals.  Personal loans and home equity lines of credit (HELOCs) are two options for accessing the funds you need. While similar in some ways, they each work a bit differently and offer unique benefits for borrowers.

An unauthorized charge. A new credit card or loan that you don’t remember applying for. Hard inquiries that show up on your credit report unexpectedly, even though you haven’t been shopping around for credit.

Weddings come in all sorts of shapes and sizes. But whether you’re looking to throw a small, intimate event or the blowout of the season, there is one thing that weddings often have in common: a high price tag.