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Credit cards and line of credit accounts are similar revolving credit-based products. They both offer consumers access to necessary funds, whether for daily spending or a big, one-off purchase.
Did you know that credit is older than money itself? It’s true. Back in the Bronze Age, before even silver and gold became common currency, farmers would borrow seeds or livestock from merchants and pay them back with crops or meat from their harvest, including interest.
According to a study in December 2019 by the Federal Reserve, Americans still continue to use debit cards nearly twice as often as credit cards, but the total value of purchases utilizing credit cards exceeded debit cards by nearly 30%. What’s the difference between making payments with a debit card versus payments with a credit card? It depends on what you value most!
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