Are You Using Your Credit Card in a Safe and Secure Way?

Managing your credit cards takes discipline and attention to detail.

But, we are not talking about your credit score — we are talking about your financial identify. Below, we’ve listed some tips on how to keep your credit card information safe from scams, hackers and the like.

After you’ve read this article, you’ll be ready to get matched with a credit card that works for you. Plus, you’ll know how to keep your new account safe and secure.

Here are some tips to ensure you’re staying vigilant when using your credit card:

Secure The Plastic

Sign your card right away once you receive it. If you’ve had any identity theft issues previously you may consider writing “Ask for ID” in the signature line on the card. This extra step can help protect your accounts.

Secure Account Numbers

Make sure you keep your information private and secure. Never share photos online that include pictures of your credit card. Do not share your bank information over the phone unless you have verified that you are speaking with your banking institution. Never send account information via email.

Online shopping has become commonplace in the 21st century. In 2018, the FBI found that there were $2.7B worth of financial losses due to online fraud and scams. While shopping online, it’s important to be vigilant. Only enter your card information on secure websites and look for proof of that security such as SSL Certificates.

Be sure you are using a device and network you trust. There is always the plausibility of a network you don’t know being vulnerable, with package sniffing and man-in-the-middle attacks giving a hacker the ability to steal your credit card info. With that in mind, only use computers and wireless networks that you know have trusted security.

Credit cards help people find financial independence. Financial search engines like Fiona can help you get matched with credit cards that can help you enjoy that independence, but once you get that card, be sure to use it in a safe and secure way!