These days, people live on their cell phones. While it’s questionable from a social etiquette standpoint, there is no doubt that mobile apps have simplified our way of life, giving people on-the-go access to almost anything while also making them better-informed decision makers.
When it comes to picking the perfect credit card, quick and easy mobile account access is a prerequisite for many applicants. Mobile access can save time and money, not to mention minimize stress.
Use Fiona to get matched with personalized credit card offers featuring mobile access.
Most cards today offer mobile accounts, but many consumers don’t know the total benefits of being able to check their account from anywhere, at any time. Here’s three reasons mobile access is important for the modern-day cardholder.
Check Spending Limit
Ever hand a card to a cashier only to have it get declined? With mobile accounts, cardholders have on-the-go access to their available credit balance. People can quickly and easily check their spending limit to ensure they can afford a purchase in real time. Consumers save money and face when they can seamlessly—and discreetly—check their account from any location.
Pay Via Mobile
Many of us know the heart-stopping feeling that arises when we forget to pay a credit card bill. Mobile account access can prevent that pain by allowing consumers to pay their balance instantly, right from their phone. Even better, some apps will let consumers set up auto pay or monthly alerts. This way, the money will debit automatically from a designated bank account and the cardholder never has to lose sleep over a missed payment again.
Accessing customer service is rarely fun, but at least mobile devices make it easy. Most credit card companies provide customer service information on their mobile app. Some even offer chat services that allow consumers to text a customer service representative about a card issue.
As mobile and smart device integration continues to grow, it’s more important than ever to stay connected. That means taking full advantage of all the benefits of mobile access to credit card accounts. If you want to get matched with personalized credit card offers that feature mobile services, try Fiona.