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Death Benefit vs. Cash Value- What's More Important?
Whole Life InsuranceDeath Benefit vs. Cash Value: What's More Important?

If you buy a permanent life insurance policy — typically whole life or universal life — you’ll have both a death benefit and a cash value component to your policy. Understanding the differences between the two and how they can affect each other can prevent you from selling your loved ones short. Also, knowing whether you need them both can be important when you’re creating your financial plan.

5 min read

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