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Term Life Insurance Articles

What Do Life Insurance Companies Test For?
What Do Life Insurance Companies Test For?

Applying for a new life insurance policy involves answering quite a few personal questions. These questions cover everything from your age and gender to your occupation, hobbies, and even tobacco-use. You’ll often find that many of them are related to your health and medical history.

Life Insurance Essentials · 5 min read
When Is the Right Time to Buy Life Insurance?
When Is the Right Time to Buy Life Insurance?

One of the most imperative aspects of buying life insurance is deciding when in life you need to buy it. There are likely people wondering if coverage is intended for young adults just starting their careers, older adults settling into retirement, or a demographic somewhere in between. The truth is there are several reasons to obtain life insurance no matter your age, which all influence the decision-making behind picking a policy. There’s one fact that always rings true, no matter what type of coverage you’re looking for — the younger you are, the lower your rates will be.

Life Insurance Essentials · 5 min read

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