Applying for a new life insurance policy involves answering quite a few personal questions. These questions cover everything from your age and gender to your occupation, hobbies, and even tobacco-use. You’ll often find that many of them are related to your health and medical history.
One of the most imperative aspects of buying life insurance is deciding when in life you need to buy it. There are likely people wondering if coverage is intended for young adults just starting their careers, older adults settling into retirement, or a demographic somewhere in between. The truth is there are several reasons to obtain life insurance no matter your age, which all influence the decision-making behind picking a policy. There’s one fact that always rings true, no matter what type of coverage you’re looking for — the younger you are, the lower your rates will be.
The COVID-19 pandemic has led to uncertainty in several aspects of everyday American life, including thinking about finances and mortality in the short- and long-term. One area where people may be curious or concerned about how the outbreak has affected matters is life insurance. Considering how infectious the coronavirus is and how it impacts different age demographics, there are a lot of questions people may have that require a variety of answers.
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