Improve Your Credit

If you’ve ever applied for a loan, tried to open a new credit card account, considered refinancing your mortgage, or even applied for an auto insurance policy, you’ve at least been exposed to the power that your credit score can hold. But how exactly did the concept of credit scores begin and how have credit scores changed over time, finally evolving into the products they are today?

Whether you’re looking to buy a home or car, take out a loan, open a credit card account, or even purchase a new auto insurance policy, your credit score will likely come into play. This three-digit number is calculated based on a variety of financial factors, and can influence whether a lender or creditor is willing to work with you.

There are many instances in life when your credit health gets examined. For better or worse, your credit score (and even credit history) can play a huge factor in achieving many of life’s goals.