Everyone's credit be better, we've got tips to push you up each bar on that credit guage.
Your credit score is a three-digit number that is calculated according to your credit history, including the types of credit based accounts you own, how long you have been managing those accounts, and whether you make your payments on time.
If you’ve ever applied for a loan, tried to open a new credit card account, considered refinancing your mortgage, or even applied for an auto insurance policy, you’ve at least been exposed to the power that your credit score can hold. But how exactly did the concept of credit scores begin and how have credit scores changed over time, finally evolving into the products they are today?
Whether you’re looking to buy a home or car, take out a loan, open a credit card account, or even purchase a new auto insurance policy, your credit score will likely come into play. This three-digit number is calculated based on a variety of financial factors, and can influence whether a lender or creditor is willing to work with you.
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