Don't be caught cashless at the end of the month! Use our tips to plan and save.
The start of a new year is always an exciting time. After the holiday season has wound down, the presents have been put away, and the last of the extended family has gone home, many of us are left reflecting on what the past year brought and what we hope to get out of the year to come.
While most people are familiar with the term “recession,” they may not know how it affects them directly. Simply put, a recession is an economic downturn that lasts at least six months (i.e., two fiscal quarters). The downturn is linked to an overall decline in economic activity, in which supply mostly outweighs demand due to a lack of consumer spending.
If you need to smooth out your income, a credit card might be best for your situation. But a personal loan may have many advantages you weren’t aware of.
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