Many states require you to have a minimum amount of liability auto insurance and also provide proof of that insurance in order to register your vehicle. We suggest you call or visit the website of your state’s Department of Motor Vehicles in order to confirm that minimum amount and ensure you obtain coverage past the threshold required.
Further, in the case of an accident, the minimum liability insurance required by the state may not be enough to pay for the results of that accident. If that were to occur, you’d be responsible for the additional expenses. Though everyone is different, we recommend that you consider the value of your vehicle, how you drive and the frequency of which you do so, and the typical passengers you typically drive with to ensure you’re securing coverage that will be adequate.