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Universal Credit

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Universal Credit is a new online platform that helps consumers access personal loans with fixed rates, predictable payments, and no prepayment penalties. Universal Credit is based in San Francisco, California. Personal loans are issued by Cross River Bank, a New Jersey State Chartered Commercial Bank, Member FDIC, Equal Housing Lender, and Blue Ridge Bank, a Nationally Chartered Commercial Bank, Member FDIC, Equal Housing Lender.

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Learn more about Universal Credit, including how to get started today!

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This site is not authorized by the New York State Department of Financial Services. No mortgage solicitation activity or loan applications for properties located in the State of New York can be facilitated through this site.

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