Universal Credit is a new online platform that helps consumers access personal loans with fixed rates, predictable payments, and no prepayment penalties. Universal Credit is based in San Francisco, California. Personal loans are issued by Cross River Bank, a New Jersey State Chartered Commercial Bank, Member FDIC, Equal Housing Lender, and Blue Ridge Bank, a Nationally Chartered Commercial Bank, Member FDIC, Equal Housing Lender.
The easy way to find a personal loan
Search, compare, and get recommended personalized loan offers in less than 60 seconds.
Learn more about Universal Credit, including how to get started today!