Petal is a new kind of credit card company built to help people financially succeed (http://www.petalcard.com). Petal has pioneered cash flow underwriting, as an alternative to credit scores, to make credit more accessible, and offers a simple, modern digital experience that encourages members to build credit, avoid debt, and spend responsibly. Petal is based in New York, NY, and Richmond, VA. The Petal credit card is issued by WebBank, Member FDIC.
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You can apply on Petal's website by setting up an account and entering information about your education and employment.