LendingUSA is an award-winning point-of-sale fintech company that offers merchants a seamless financing solution with access to loan decisions in seconds, promotional financing terms, and low monthly payment options for its customers across various niche markets.
Founded in 2015, LendingUSA is a proud certified minority-owned business, growing to over 10,000 merchants nationwide and processing over $2 billion in borrower loan requests. LendingUSA is committed to creating the best financing experience available through its proprietary point-of-sale lending solution. The company boasts a consumer rating of 4.8 out of 5-stars on BirdEye. All loans are made by Cross River Bank, a New Jersey State Chartered Bank, Member FDIC.
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