60monthloans, Inc. is an unsecured personal loan lender for those with low to good credit. We are especially good for customers who have low credit who are in need of an emergency loan. Some of the perks that come from working with us include: no hard inquiry when customers finish an application, no prepayment penalty, and quick processing time (1-3 business days to get funded). Our APR range is between 19% to 59%. Our loan amounts range between $1,500 - $10,000 payable over 2-3 years.
We are currently licensed in 12 states and are actively getting licensed in 10 more states. We have been privately funded for 5 years and just received our first major capital investment of $20 million in December 2020. Our goal is to keep decreasing our cost of capital and eventually become a lender that caps at 36% APR.
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You can apply on 60monthloans's website by setting up an account and entering information about your education and employment.