Using Personal Loans for Cosmetic Surgery!

Using Personal Loans for Cosmetic Surgery!
Fiona Staff1/10/2020

In 2018, Americans spent over $16 billion on cosmetic surgery. As these surgeries are often fairly expensive, and not always covered by insurance if elective in nature, it makes sense to spread out the cost via loan payments.   

As far as options for covering the cost of cosmetic surgery, Fiona is a financial search engine that matches people with personalized loan offers. 

Use Fiona to get matched with personal loans that meet your needs. SEE OFFERS


Why Use a Personal Loan For Cosmetic Surgery?

Most often, people take out personal loans for cosmetic surgery because their health insurance doesn’t cover some or all of the expenses incurred. If an insurance carrier won’t foot the bill, personal loans can be a viable option to pay for surgery. They offer a wide array of choices, with loan amounts from $1,000 to $100,000, APR ranges from 3.84% to 35.99% (based on creditworthiness) and terms from 24 to 84 months. With some loans, funds can become available as soon as the next business day.

Where Are Personal Loans for Cosmetic Surgery Available?

Finding a personal loan used to be slow and stressful. It involved going from lender to lender in order to find the best loan to suit a specific need. Now, there is an easier way. Using Fiona, you can get matched with customized personal loan offers from top providers, with only a soft pull on your credit. 

What Else is Important When Planning for Surgical Costs?

In addition to obtaining a personal loan, it’s important to take other steps when addressing the total out-of-pocket cost of cosmetic surgery. Most importantly, if possible, create a budget and start saving. This will help in paying off the dues incurred by a personal loan, to avoid any prolonged debt.


When getting cosmetic surgery of any type, it’s plausible that an insurance provider won’t cover it. If that’s the case, there are options out there for payment plans. 

A personal loan, for example, could be a budget-friendly way to pay for cosmetic surgery. Borrowers can get easily matched with personal loans for cosmetic surgery by using a financial search engine like Fiona. 

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