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There’s no denying that your finances change a bit once you get married. Most folks open joint bank accounts and share health insurance plans. Both contribute to the home and related expenses, and usually begin saving for the future together.
Applying for a new life insurance policy involves answering quite a few personal questions. These questions cover everything from your age and gender to your occupation, hobbies, and even tobacco-use. You’ll often find that many of them are related to your health and medical history.
Your health and medical history can play a significant role in the life insurance-buying process. Not only can your current and past conditions impact your rates, but they can determine whether or not you’ll need to submit to a medical exam, and can even influence some underwriting decisions.
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