Sign-up bonus of up to $300.

Earn 4.50% APY which is 10x the national average^[1,2] with $250+ deposits per month, otherwise earn 3.50% APY¹.

• FDIC insured up to $2MM at program banks† Subject to certain conditions.
• Base rate is 4.00% variable APY* as of 12/27/24. Up to 4.50% APY reflects a .50% boost available as a special offer
• New customers only + qualifying deposit. Terms apply.
• Cash Reserve (“CR”) via Betterment LLC & requires opening a brokerage account with Betterment Securities. Neither entity is a bank. Betterment LLC only receives compensation from program banks and does not charge fees on your CR balance.

$250 bonus for new customers with a minimum deposit of $25,000 with promo code GET250.

On Public, you can invest in stocks, options, bonds, crypto, ETFs, and grow your cash at 4.1%* APY with our high-yield cash account.