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Buying a home is one of the single biggest financial decisions you can make in your adult life. Chances are that your home will come with a hefty price tag, and may even require the help of a home mortgage loan in order to make the purchase. That loan allows you to pay off the purchase price of your property over a number of years or decades. But what happens if you die while you’re still paying off that mortgage loan?

Today, more than 10.5% of Americans are living with diabetes, and another 1.5 million adults are diagnosed with the condition each year. With a prevalence that high, it’s likely that you or someone you know is affected by this chronic condition. While diabetes can often be controlled by diet, exercise, and medication, there are still long-lasting health concerns to keep in mind. For this reason, individuals with diabetes may find certain things to be more complex… like purchasing a life insurance policy.

When it comes to getting life insurance coverage, you have the option of either purchasing a policy on your own or being added to a workplace group policy. If you aren’t offered life insurance through your job, however, applying for a personal policy is your only option for coverage.