Applying for a new life insurance policy involves answering quite a few personal questions. These questions cover everything from your age and gender to your occupation, hobbies, and even tobacco-use. You’ll often find that many of them are related to your health and medical history.
Your health and medical history can play a significant role in the life insurance-buying process. Not only can your current and past conditions impact your rates, but they can determine whether or not you’ll need to submit to a medical exam, and can even influence some underwriting decisions.
Many companies offer incentives to their employees as part of an employment package. These benefits may include things like healthcare, contributions to retirement savings, gym memberships, and even group life insurance coverage.
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